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Uninsured and underinsured car accident insurance in Tampa is a special kind of coverage that protects drivers. If you’re hit by a driver without insurance, you may be left without fair compensation. However, if you have uninsured/underinsured car insurance, it can pay for your losses directly through your own insurance company.
If the insurance company refuses to pay you a fair uninsured/underinsured motorist settlement, don’t give up! Our Tampa car accident attorneys can help you claim the compensation you deserve. Let’s talk about uninsured/underinsured car accident compensation and what you can do to protect your legal rights.
In Tampa, you should have uninsured motorist coverage. As many as one-quarter of all Florida motorists may be uninsured. If you’re hurt by an uninsured motorist, your own coverage may be the place to turn in order to seek fair compensation. Even though the law doesn’t require it, uninsured/underinsured motorist insurance is extra insurance that protects you from a driver who does not have sufficient coverage.
After a serious car accident in Tampa, the insurance company of the party who causes the accident should pay victims for their damages. However, if they don’t have enough insurance or no insurance at all, you can be left without the compensation that you need and deserve.
Uninsured motorist coverage in Tampa is insurance that covers you when the responsible party is unable to pay your claim. Here are some facts about uninsured motorist coverage in Tampa:
When you’re in an accident that involves a third party, you should be able to claim compensation from their insurance. Florida has threshold requirements to bring a case against a third party. As long as you meet those requirements, you should be able to claim compensation quite easily through the claims process.
Unfortunately, it’s not always that simple. The other side may not have the insurance that the law requires them to have. They may not have insurance at all, or they may not have enough to meet your needs. That’s where uninsured/underinsured motorist compensation can help.
Uninsured/Underinsured motorist compensation in Tampa should pay all of the same benefits that you should have received if you could collect from the party that caused the accident. It is supplemental insurance that kicks in if the responsible party can’t pay the claim.
The insurance that you have should pay your damages up to your policy limit. To receive compensation, you have to prove to the insurance company what your damages are. The other limitation is your policy limit. The insurance company pays up to the maximum amounts of the policy. The exact amount that you receive is based on the policy limit that you selected when you purchased your insurance policy.
While we like to hope that all insurance companies pay their customers fairly, there is always the possibility that the insurance company tries to ignore your rights. They might try to pay you less than you deserve. They may even deny your claim outright. Fortunately, you don’t have to accept it. You have rights in Tampa if the insurance company doesn’t pay your uninsured/underinsured benefits.
If the insurance company denies fair payment, you have the right to bring a lawsuit. The insurance company can’t just deny good claims without accountability. You may bring a claim in the appropriate court for compensation. The court can issue an order that requires the insurance company to pay.
If you do not believe that the insurance company has fairly paid your uninsured/underinsured claim, you have the right to bring a lawsuit. Our attorneys for uninsured/underinsured claims can help you assert your rights. It is our goal to make sure that every accident victim takes full advantage of their legal rights and receives the best possible result.
Our Tampa personal injury attorneys and paralegal professionals are dedicated to ensuring that car accident victims get full compensation after an accident. We thoroughly investigate your case to explore everything that we can do to assert your rights. When it’s appropriate to pursue an uninsured or underinsured insurance claim, we work aggressively to help you get the compensation that you deserve. Our team will build your evidence and further your legal strategy until you have success.
Have you been hurt in an accident in Tampa, Florida? Do you need help understanding uninsured/underinsured insurance benefits?
At Jack Bernstein, Personal Injury Attorneys, we know how hard it is to fight for compensation after a Tampa car accident. We’re proud to represent victims, and we can help you claim maximum underinsured/uninsured car accident benefits. Call us today for your confidential, no-obligation consultation.