Tampa Drowning Accident Lawyer
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Many people think drowning sounds like loud cries for help and wild splashing in the water. In most cases, drowning is silent and is only noticed once it is too late. Drowning does not discriminate and has claimed victims, from new swimmers to experienced athletes. Every day in the U.S., an average of 12 individuals die from unintentional drowning, and over 4,500 people drown each year. That figure represents a spike of 500 additional deaths annually compared to pre-pandemic 2019 levels, according to CDC Vital Signs data released in May 2024.
If you have suffered injuries or lost a loved one because of a drowning event that resulted from the negligence of someone else, you have legal rights and options. At the law office of Jack Bernstein, Injury Attorneys, our team of Tampa personal injury lawyers will fight for your rights so you recover the justice you deserve. Speak with an experienced Tampa drowning accident lawyer today and get the information you need to hold responsible parties accountable.
Contact Jack Bernstein, Injury Attorneys, and schedule your free case evaluation.

Where are drownings most likely to happen?
Drowning is a major global public health problem: the World Health Organization estimates approximately 295,000 people die from drowning each year worldwide. In the United States alone, the CDC’s 2024 Vital Signs report documents over 4,500 drowning deaths per year, with the highest drowning rates affecting children aged 1 to 4 years old, followed by children aged 5 to 9.
Common drowning locations at a glance
|
Location |
Risk factors |
Key details |
|
Residential swimming pools |
No lifeguard, lack of pool fence, no designated water watcher |
Leading drowning location for children ages 1–4; most incidents occur in pools owned by family or friends |
|
Public pools |
Lower risk due to trained lifeguards on duty |
Drowning accidents still occur but are far less frequent than at residential pools |
|
Water parks |
Ride-related injuries more common than drowning |
Drownings are rare; most ER visits involve ride injuries |
|
Hotels and resorts |
Most lack lifeguards; limited supervision windows |
Higher risk for guests who cannot swim; apartment complex pools carry similar risks |
|
Public beaches |
Rip currents, strong waves, limited lifeguard coverage |
Over 80% of lifeguard rescues at surf beaches are due to rip currents (NOAA) |
|
Boating accidents |
No life jacket, alcohol use, operator inexperience |
564 boating fatalities recorded in 2023 (USCG); 87% of drowning victims were not wearing a life jacket |
Residential and public pool drownings
Children ages 1 to 4 face the highest drowning risk, and residential swimming pools are the most common location. The CDC confirms drowning is the leading cause of unintentional death for this age group, with home pools accounting for a disproportionate share of fatalities among children under age 5. Most of these drownings happen in pools owned by friends and family members of the victim.
This high rate of residential pool and hot tub drownings is partly because residential pools typically do not have a trained lifeguard on duty, and many families fail to select a “water watcher” to keep eyes on children in the pool. Other reasons include lax safety measures, such as failing to have proper fencing around a pool. Pool owners and property owners who fail to maintain safe conditions around their pool may be held liable for drowning injuries caused on their property.
While drowning accidents can still happen in a public pool, the chances areWhile drowning accidents can still happen in a public pool, the chances are lower because there are trained lifeguards on duty.
Water parks
While drownings in water parks are rare, these accidents still happen. Because of the nature of water parks, parkgoers are more likely to be taken to the emergency room because of a serious injury sustained on a ride rather than a drowning-related accident.
Hotels, resorts, and apartment complexes
Most hotels , resorts, and apartment complex pools do not have lifeguards on duty; if they do, it is generally for a limited period. Because of this, the risk of accidental drowning increases, especially for individuals who do not know how to swim. Guests and residents who suffer severe injuries or wrongful death at a hotel or apartment pool may be able to pursue legal action against the property owner for failing to maintain safe conditions.
Public beaches
Beaches, including public beaches, can pose a significant threat to swimmers, even experienced swimmers. According to NOAA’s National Ocean Service, rip currents account for over 80% of lifeguard rescues at surf beaches and are responsible for approximately 100 deaths annually on U.S. beaches. Rip currents are the primary hazard that lifeguards in the Tampa Bay area and across Florida respond to.
The force of a rip current is too strong to swim against. Instead, if you are caught in a rip current, you should let the current take you out, then swim parallel to the shore until you get out of the current. Then, you can begin swimming back to the shore.
Boating accidents
Drownings from boating accidents remain devastating: the U.S. Coast Guard’s 2023 Recreational Boating Statistics report recorded 564 boating fatalities, with 75% of victims drowning and 87% of those victims not wearing a life jacket at the time of the accident. A negligent boat operator or boat owner may be held responsible for injuries caused to passengers. Common factors that contribute to fatal boating accidents include alcohol use, operator inexperience, and failure to carry proper safety equipment including life vests.
Injuries from boat propeller strikes and other boating hazards can result in severe injuries or death. If you or a family member has been hurt in a boating accident in Tampa Bay, the Tampa boat accident attorneys at Jack Bernstein, Injury Attorneys, can help you recover compensation for your losses.
Cruise ship drowning accidents
Drowning accidents aboard cruise ships present additional legal complications. Maritime law governs many cruise ship injury claims, and cruise lines often include specific clauses in their passenger contracts that affect where and when lawsuits can be filed. If a loved one drowned during a cruise, a Tampa cruise ship accident lawyer can help you understand your legal options under federal maritime jurisdiction.
Florida’s residential pool safety act
In response to the alarming rate of residential pool drownings, Florida enacted the Preston de Ibern/McKenzie Merriam Residential Swimming Pool Safety Act (Fla. Stat. Chapter 515, 2025). Under Florida law, all residential pools built after October 1, 2000, must have at least one of the following approved safety features:
- A pool enclosure or fence
- An approved safety pool cover
- Alarms on all doors and windows that provide direct access to the pool
- A self-closing, self-latching device on all access doors
- An in-pool alarm system
Pool owners who fail to comply with these requirements under Florida law may face liability if a child drowns or suffers injuries in their pool.
Common causes of drowning accidents
Knowing where drowning accidents happen is only part of the picture. Understanding why they happen is equally important for accident victims seeking to prove negligence and establish liability.
|
Cause |
Details |
|
Lack of adult supervision |
All drownings are preventable. A majority of them occur when there is no designated “water watcher” present and no lifeguard on duty. |
|
Over-reliance on flotation devices |
Unsafe swimming aids such as puddle jumpers and inflatable arm bands are not approved Personal Flotation Devices (PFDs) under U.S. Consumer Product Safety Commission standards and can give parents a false sense of security, increasing the risk of drowning. |
|
Inability to swim |
Not knowing how to swim significantly increases an individual’s likelihood of drowning, particularly in residential swimming pools and open water. |
|
Alcohol use |
Intoxication can cause even experienced swimmers, to become disoriented and drown. Alcohol use is a contributing factor in a significant percentage of adult drowning deaths. |
|
Dangerous conditions |
Improperly maintained pool drains, missing barrier fencing, broken gate latches, and other hazardous property conditions can all contribute to drowning accidents. |
|
Lack of safety equipment |
Missing or inaccessible life vests, rescue rings, and pool alarms at residential and public pools increase the likelihood of a fatal outcome. |
Consequences of drowning accidents
Drowning can bring with it a range of consequences that significantly affect a victim’s life. Even non-fatal drowning events, sometimes called near-drowning incidents, can result in lasting harm. Common consequences include:
- Brain hypoxia and oxygen deprivation, which occur if there is not enough oxygen being delivered to the brain to meet its metabolic needs
- Permanent brain damage if the brain goes without oxygen for an extended period, leading to the death of brain tissue
- Fluid in the lungs and respiratory complications requiring ongoing medical care
- Spinal cord injuries from diving accidents or impacts during the drowning event (see Tampa spinal cord injury lawyer)
- Death
Accident victims who survive a drowning event may face mounting medical expenses, medical bills for rehabilitation, lost wages from time away from work, and long-term disability that changes the course of their life.
Drowning accidents and wrongful death claims
If you have lost a loved one in a drowning accident, you may be able to take legal action against all responsible parties. In Florida, surviving family members have two years from the date of their loved one’s death to bring forward a wrongful death claim under Fla. Stat. § 95.11 (2025). This deadline is strictly enforced, making prompt legal counsel from a Tampa wrongful death attorney essential.
Elements of a wrongful death claim
To bring a wrongful death claim in Florida, you must establish the following four elements:
1. Duty of care: You must show the responsible party had a duty to your loved one to create a safe environment and act reasonably.
2. Breach of duty: You must show that the defendant failed to act safely and violated their duty of care. This is sometimes called the defendant’s breach.
3. Causation: You must demonstrate a direct legal connection between the defendant’s actions and your loved one’s death.
4. Damages: You must show that you suffered financial and other losses because of your loved one’s death, including medical expenses, funeral costs, burial costs, lost income, and loss of companionship.
Proving negligence in a drowning accident lawsuit
Proving negligence is the foundation of a successful wrongful death lawsuit or personal injury claim. Often the most difficult elements to prove include establishing a duty of care, the defendant’s breach of that duty, and causation. Witness statements, security footage, maintenance records, and expert testimony are all forms of evidence that can help prove negligence in a drowning case.
This is where the experience of a trusted wrongful death attorney is invaluable. A drowning accident attorney will help you establish the facts of your case, collect the evidence needed to prove your claims, and pursue the justice your family deserves.
Who may be held liable for drowning accidents?
Proving liability in a drowning accident depends on several factors, with the main one being where the drowning took place. Different parties may be held liable depending on the circumstances:
|
Potentially liable party |
When they may be held responsible |
|
Pool owners / property owners |
When they fail to maintain proper safety barriers, comply with Florida’s Residential Pool Safety Act, or provide adequate supervision at a residential pool |
|
Pool operators / facility managers |
When a public pool, hotel, resort, or apartment complex fails to employ trained lifeguards, maintain properly functioning drains, or post required safety signage |
|
Boat operators / boat owners |
When a negligent boat operator causes an accident through recklessness, alcohol use, inexperience, or failure to provide Coast Guard-approved life jackets |
|
Cruise ship companies |
When the cruise line fails to maintain safe pool areas on board, provide adequate crew supervision, or warn passengers of known hazards |
|
Product manufacturers |
When a defective pool drain, faulty life vest, or improperly designed flotation device contributes to a drowning accident |
|
Government entities |
When a municipality or county fails to maintain safe conditions at a public beach or public pool, including failure to post rip current warnings or provide lifeguard coverage |
In cases involving gross negligence, where the responsible party’s conduct was willful or reckless, punitive damages may also be available under Florida law. An experienced negligence attorney can evaluate the specific facts of your case and identify all liable parties.
What to do after a drowning accident in Tampa
If you or a family member has been involved in a drowning accident, taking the right steps can protect your legal rights and strengthen your case:
- Seek immediate medical care for the drowning victim, even if they appear to have recovered. Secondary drowning symptoms can appear hours later.
- Report the incident to local authorities and, in boating cases, file a report with the U.S. Coast Guard.
- Collect and preserve evidence, including photographs of the scene, security footage, witness statements, and contact information for any witnesses.
- Document all medical expenses, medical bills, lost wages, and other costs related to the accident.
- Do not provide statements to insurance companies before speaking with an attorney.
- Contact an experienced Tampa drowning accident attorney as soon as possible to protect your legal rights and begin building your case.
Damages available in Tampa drowning accident cases
Drowning accident victims and their families may be entitled to recover compensation for a range of damages. The specific damages available depend on whether the case is a personal injury claim or a wrongful death claim:
- Medical expenses and medical bills for emergency treatment, hospitalization, rehabilitation, and ongoing medical care
- Lost wages and lost income from time missed at work during recovery
- Pain and suffering, including physical pain and emotional distress
- Funeral costs and burial costs in wrongful death cases
- Loss of companionship and support for surviving family members
- Long-term disability and diminished earning capacity for accident victims with brain damage or other permanent injuries
How Jack Bernstein, Injury Attorneys, can help you after a drowning accident
The team at Jack Bernstein, Injury Attorneys, can help you establish a
The team at Jack Bernstein, Injury Attorneys, can help you establish a strong case by providing you with comprehensive legal support across every stage of the process.
With all wrongful death claims in Florida, you have two years from the date of your loved one’s death to file a claim. Our Tampa injury attorney lawyers will establish a timeline for your case so you can collect the evidence you need to prove your claims.
Our law firm brings decades of experience in handling drowning accident cases across Tampa and the greater Tampa Bay area. From residential pool accidents to boating incidents and cruise ship drownings, we have worked with families through the full range of drowning-related claims.
Jack Bernstein, Injury Attorneys, are here for you every step of the way. Contact our team today to learn more about your legal rights and options and pursue the justice your family deserves. We offer a free consultation to every prospective client so you can understand your case before making any decisions.
Schedule your free case evaluation. Contact the team at Jack Bernstein, Injury Attorneys, today.
