Liability vs. Full Coverage

Liability vs. Full Coverage

Almost all Americans rely on access to motor vehicles for transportation. The U.S. Census Bureau reports that in 2020, over 91% of households in the U.S. had a vehicle. Since insurance is a legal requirement for car owners, most U.S. households must decide between liability vs. full coverage auto insurance.

Everything You Need to Know About Florida’s Texting and Driving Law

Everything You Need to Know About Florida’s Texting and Driving Law

Driving while using a wireless communications device is increasingly becoming a growing problem on our roads today, and Florida has taken legislative steps to stop it. By understanding how the state of Florida is addressing the issue of distracted driving, drivers can make more informed decisions when it comes to their safety and the safety of others.

How to Deal with Difficult Insurance Adjusters

How to Deal with Difficult Insurance Adjusters

When filing an insurance claim in the aftermath of an accident, you will be assigned an insurance adjuster whose primary job is to scrutinize the claim raised by you. The adjuster will thoroughly investigate the accident and determine the amount and coverage to which you are entitled. This seemingly simple process can become excruciating and messy if your insurance adjuster is difficult. They can use improper bargaining tactics and operate in bad faith with the prime purpose of reducing or denying your claim coverage. 

Common Halloween Accidents and How to Prevent Them

Common Halloween Accidents and How to Prevent Them

There’s much fun to be had on Halloween. Dressing up in costumes, carving pumpkins, and trick-or-treating with the kids might be on your list for the evening. Perhaps you’re attending a spooky Halloween costume party to celebrate Halloween night. While there is so much to see and experience on Halloween night, it is also a significant holiday for accidents and injuries. Staying safe is just as important as having fun on Halloween night. Follow along below for a list of the most common Halloween accidents as well as steps to avoid them.

How Much Does Car Insurance Go Up After an Accident?

How Much Does Car Insurance Go Up After an Accident?

No matter how safe and predictable you are behind the wheel, accidents happen on the road. Automotive accidents and collisions are already scary enough, but the financial repercussions that linger after an accident can cause additional distress. 

If you were recently involved in an accident and had to bring insurance into the mix, you may wonder, “why did my insurance go up?” Several factors determine rising rates for your insurance premiums after an accident or collision. Follow along to uncover why your insurance rates may have spiked after an accident.

The 8 Most Dangerous Roads in the US

The 8 Most Dangerous Roads in the US

Driving can be stressful; at times, even dangerous. However, certain roads in the United States are notorious for their high accident and fatality rates. If you live in the United States and plan on driving, make sure to avoid these ten most dangerous roads, as they have been rated some of the most perilous in the country. If you must travel these routes, use extreme caution.